Having overcome my hesitation, I recently went to get vaccinated against COVID19. With much resolve, I tried twice to get the vaccine at a private hospital near my home, but when that did not yield fruit, my wife and I decided to try a different private hospital that we had been informed was offering vaccination. Before we left home, I decided to call the hospital to confirm if they had the vaccine and to our disappointment, they informed us that they had run out and advised me to try the following week. We decided to make our way to one of the government hospitals.

Whenever we think of earning an income, the options that come to mind mostly have to do with the work that we can do and get paid for it; this is not a bad starting point because indeed there is a lot we can do with our skills and ideas that can bring us money. Once we have identified what we can do with our skills and time, we can then decide to get a job and be employed by someone or some organization or we can become self-employed and offer our skills and time in exchange for money. Many of us are therefore either employed by someone else or are self-employed.

Not too long ago I left my place of employment and as would be expected I decided to perform a deeper assessment of my financial affairs. When I was working, I was a member of my employer-sponsored pension scheme where I made monthly contributions with my employer matching my contribution with an equal amount.  I decided that it is time for me to take charge of my retirement savings fund to make sure that it gives me back the best possible return.